<\/p>\n
1.9. 2025<\/p>\n
Welcome to the Mesenaatti.me service! Mesenaatti.me founded in 2012 is the first crowdfunding service in Finland. To apply for funding or to fund via Mesenaatti service, please follow these RULES. You will also need to agree with the terms of use<\/a>.<\/p>\n These Rules bind all active parties of the service.<\/p>\n MESENAATTI.ME SERVICE<\/b><\/p>\n Mesenaatti is an online service platform, media, that enables the Campaigner and the Funder to meet. Mesenaatti provides an opportunity Campaigners to pitch their projects and raise funding. Mesenaatti provides an opportunity for Funders to browse and find interesting projects they can help realise by funding them.<\/p>\n STRIPE<\/b><\/p>\n The payment service is provided by Stripe Payments Europe, Ltd. (the \u201cPayment Service Provider\u201d). Fundraisers and Funders must accept the Payment Service Provider\u2019s terms and conditions in force from time to time, available at https:\/\/stripe.com\/legal. The payment service is provided in accordance with the Payment Service Provider\u2019s terms. The Payment Service Provider may require identity verification (KYC).<\/p>\n THE CAMPAIGNER<\/b><\/p>\n The Campaigner can be an individual, a team, a registered or unregistered community, a company, or a foundation.<\/p>\n The Campaigner must be at least 18 years old. If the Campaigner is under 18 years, they must ask for an adult of a legal capacity and of at least 18 years old to represent them in the crowdfunding campaign. The representative is responsible for all content of the campaign and the realisation of the project.<\/p>\n The Campaigner must agree with the Stripe terms of use and deliver them all the required information and documents.<\/p>\n After a successful campaign funding, minus the commissions and payment transactions, is transferred to Campaigners bank account.<\/p>\n The Campaigner may not receive funding outside Mesenaatti for the same project that is presented in the Mesenaatti during the campaign duration if not separately agreed. Funding from foundations and other such parties is, however, accepted, as is Campaigners regular business activities.<\/p>\n THE FUNDER<\/b><\/p>\n The Funder can be an individual, a (work) team, a registered or unregistered association, company, public sector operator or a foundation. The Funder must be at least 15 years old.<\/p>\n TWO DIFFERENT WAYS OF APPLYING FOR FUNDING<\/b><\/p>\n DONATIONS: Parties, such as non-profit organisations that have a fundraising permit granted by the police, can ask for donations with the permit via the Mesenaatti service and by accepting the terms of use set by Mesenaatti. Also, individuals, in groups with a minimum of three persons, or associations, can request a Small money collection number from the police board. With this they can collect a maximum of 10 000 euros for mostly common good purposes or art.<\/p>\n REWARDS: If the Campaigner has no fundraising permit or small money collection number, they must offer a reward for the funding.<\/p>\n Reward can be, e.g., a product, a service, or an event. It can be physical or digital. It can also be a privilege to utilize a space or a product or membership in an association or a club.<\/p>\n Rewards that are offered in the Mesenaatti campaign may not be offered elsewhere during the campaign, with the exception of rewards that have been offered elsewhere already prior the campaign. In the description of each rewards one needs to state the delivery date and VAT information of the reward.<\/p>\n The Campaigner may also determine any additional terms for the rewards. The terms must be included in the description of the rewards.<\/p>\n HOW TO START A FUNDING CAMPAIGN<\/b><\/p>\n You can start the funding campaign process by registering to the service. After registering you will fill form in order to do the campaign page. The Campaigner decides the length of the campaign.<\/p>\n The Campaigner determines the minimum target amount for the campaign. The minimum target must be such that the Campaigner can guarantee to deliver the project and the rewards offered for the funding as they have been pitched. However minimum target must be at least 1000 euros.<\/p>\n FUNDING<\/b><\/p>\n You can fund paying via online bank or by credit card.<\/p>\n The funds from the Funder are transferred to the funding campaign account where they will be held until the end of the campaign, and pending the minimum target to be reached. The funds can be withdrawn only after the campaign has ended and minimum target has been reached.<\/p>\n If the minimum target has not been reached Mesenaatti will return the funds back to the Funders.<\/p>\n MESENAATTI\u00a0COMMISSION\u00a0AND\u00a0TRANSACTION\u00a0CHARGES\u00a0<\/b><\/p>\n Creating and starting a funding campaign is free of charge.<\/p>\n Mesenaatti takes a commission on the total return of all successful funding campaigns. Transaction fees for our payment service are added to the commission: 1 \u20ac per funding.\u00a0 <\/span>The amount includes VAT at 25,5%. <\/span><\/p>\n The amount of the commission depends on the total amount of the campaign as follows: <\/span><\/p>\n Less than 1000\u20ac \u00a018%<\/span><\/p>\n 1000\u20ac – 5000\u20ac \u00a0 \u00a015%<\/span><\/p>\n Over 5000\u20ac \u00a0 \u00a0 \u00a0 \u00a0 \u00a012%<\/span><\/p>\n If the campaign does not reach its minimum goal, Mesenaatti will cover transaction fees for up to 10 000 euros of raised funding, and charges the campaign maker for fees on anything more than 10 000 euros.<\/p>\n A SUCCESSFUL FUNDING CAMPAIGN<\/b><\/p>\n When the minimum target has been reached and the campaign period has ended, the Campaigner thanks all Funders.<\/p>\n After this funding, minus the Mesenaatti commission and transaction fee, is transferred to the campaign makers.<\/p>\n The Campaigner is responsible for taking a good care of their Funders, such as informing them of the project schedule and any potential difficulties or delays in delivering both the project as well as the rewards. Remember that the Funders are more valuable than the received funding!<\/p>\n UNSUCCESSFUL FUNDING CAMPAIGN AND RETURNING THE FUNDS<\/b><\/p>\n If the minimum target of the campaign has not been reached the campaign will lapse and the fundings returns back to the Funders.<\/p>\n The Campaigner will be able to get the Funders email addresses. By doing this the Campaigner agrees to thank all the funders and inform the Funders about the unsuccessful result of the campaign, as set within the Mesenaatti guidelines.<\/p>\n MARKETING<\/b><\/p>\n The Campaigner is obliged to market his\/her campaign. Mesenaatti team can help in this. Campaigner can decide how to market their campaign.<\/p>\n Mesenaatti has a right to use of all material produced and published by the Campaigner in its efforts of marketing the project. Mesenaatti also has a right to use material published in campaigns on Mesenaatti platform in its own marketing. Mesenaatti has the right to reject or discontinue campaign when the Campaigner fails to fulfil duty to market the campaign.<\/p>\n RESPONSIBILITIES<\/b><\/p>\n The funding agreement is always made between the Campaigner and the Funder. Mesenaatti is a media, a platform where the Campaigner and the Funder can meet. Mesenaatti is not a broker of a funding, rewards or of anything\u00a0 other.<\/p>\n The Campaigner is responsible for the realisation of the project, for which the funding has been raised, as well as the delivery and quality of the offered rewards. The Funder and the Campaigner are responsible for ensuring that the given and received funding is handled appropriately in the accounting and taxes of both parties.<\/p>\n The Campaigner is solely responsible for the activity on their Mesenaatti account. All passwords must be kept in a secure place. Any possible breaches of security or misuse of the account must immediately be brought to the attention of Mesenaatti.<\/p>\n The Campaigner is solely responsible for any losses or damages that may have incurred from unauthorised use of the account.<\/p>\n MESENAATTI RESERVES THE RIGHT TO CHOOSE THE PROJECTS<\/b><\/p>\n Mesenaatti reserves the right to choose the campaigns for funding and products sold as rewards. Mesenaatti publishes only campaigns and products that are not in conflict with the current etiquette, the nature of the service or the goals of Mesenaatti.<\/p>\n The Campaigner declares and warrants that he or she has all the rights to sell products that he or she offers to be sold. The Campaigner also declares and warrants that the campaign material does not contain intellectual propety or material that may be in breach of the intellectual property of a third party.<\/p>\n Mesenaatti reserves the right to remove already approved and published product or a campaign. Mesenaatti also reserves the right to remove campaign material that is in conflict with the terms of use.<\/p>\n Mesenaatti does not have to give any reason for a decision to reject a campaign, for forbidding a certain reward offered within the campaign, or for removing a description used for pitching the campaign. Mesenaatti does not approve projects that are against the law or damaging to a third party (terms of use). Mesenaatti is not liable for any damage concerning rejected campaigns.<\/p>\n Mesenaatti reserves all rights to realise a similar project with another Campaigner or campaign party.<\/p>\n All funding campaigns proposed to Mesenaatti are checked before they are published. The Campaigner should be prepared to these checks take at least 5 working days.<\/p>\n If you are not sure whether your campaign is suitable for the Mesenaatti.me service, please contact the service providers at: me@mesenaatti.me<\/a> before starting to build your project page.<\/p>\n GOOD MANNERS<\/b><\/p>\n Mesenaatti expects all service users to adhere to good manners and maintain a supportive attitude towards other users.<\/p>\n If you do not like the content of a particular campaign or project that is searching for funding, please do not undermine it \u2013 it may be a good and important project to someone else! Mesenaatti reserves the right to administrate and remove any abusive messages published on the service website and on its Facebook page.<\/p>\n REPORTS AND FEEDBACK<\/b><\/p>\n All Campaigners must report the following steps to Mesenaatti: thanking the Funders, the date of delivering the rewards, all possible delays and difficulties within the project or in delivering the rewards.<\/p>\n Mesenaatti welcomes and encourages all feedback. Please tell Mesenaatti if you notice any defects within the service, or if the Campaigner has not delivered what they have promised. You can send feedback to me@mesenaatti.me<\/a><\/p>\n REGISTRATION<\/b><\/p>\n The Campaigner must always register as a service user before filling the application form for a funding campaign.<\/p>\n The Funders are offered the opportunity to register before fundering.\u00a0 Registration is not compulsory, but recommended.<\/p>\n RECORDING DATA<\/b><\/p>\n Payment Service Provider collects service user data as presented in its own service.<\/p>\n Mesenaatti collects service user data as stipulated in the PRIVACY POLICY<\/a>.<\/p>\n The Campaigner has access to all names and email addresses of the Funders.<\/p>\n In addition he or she may ask for any further information for each reward, such as delivery address, or the desired size or colour for the reward.<\/p>\n INFORMATION LICENSE AND EXTRADITION<\/b><\/p>\n Mesenaatti is able to get all data of the Campaigners. Mesenaatti is not authorised to share the data with third parties. Mesenaatti may use the data for its own communications purposes, as stipulated in the PRIVACY POLICY.<\/p>\n Personal data recorded on the register are used for the care and maintenance of the customer relations between Mesenaatti and its customers.<\/p>\n The data recorded on the register may also be used for the Mesenaatti business planning, development and marketing.<\/p>\n The Campaigner may use the data they have access to for the purpose of communicating the funders about news or events related to the project.<\/p>\n The data may not be given to any third parties or used inappropriately.<\/p>\n <\/p>","protected":false},"excerpt":{"rendered":" INFO ABOUT MESENAATTI.ME HOW TO DO A CROWDFUNDING CAMPAIGN RULES AND TERMS OF USE Rules 1.9. 2025 Welcome to the Mesenaatti.me service! Mesenaatti.me founded in 2012 is the first crowdfunding service in Finland. To apply for funding or to fund via Mesenaatti service, please follow these RULES. You will also need to agree with the […]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":1073,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","footnotes":""},"class_list":["post-1070","page","type-page","status-publish","hentry"],"acf":{"symfony_template":"default"},"mesenaatti_content":{"title":{"raw":"[:fi]S\u00e4\u00e4nn\u00f6t ja k\u00e4ytt\u00f6ehdot[:en]Rules and Terms of Use[:sv]Regler och anv\u00e4ndarvillkor[:]","en":"Rules and Terms of Use","fi":"S\u00e4\u00e4nn\u00f6t ja k\u00e4ytt\u00f6ehdot","sv":"Regler och anv\u00e4ndarvillkor"},"content":{"raw":" [:fi]<\/p>\n 1.9.2025<\/p>\n Tervetuloa Mesenaatti.me -palveluun! Mesenaatti.me, my\u00f6hemmin Mesenaatti, on vuonna 2012 perustettu Suomen ensimm\u00e4inen yhteis\u00f6rahoituspalvelu. Mik\u00e4li haluat hakea rahoitusta tai rahoittaa Mesenaatin avulla, tulee sinun noudattaa S\u00c4\u00c4NT\u00d6J\u00c4 sek\u00e4 hyv\u00e4ksy\u00e4 palvelun k\u00e4ytt\u00f6ehdot<\/a>.<\/p>\n N\u00e4m\u00e4 s\u00e4\u00e4nn\u00f6t sitovat kaikkia palvelussa toimivia tahoja.<\/p>\n Mesenaatti on verkossa toimiva palvelualusta, media, jonka avulla rahoituksenhakija ja rahoittajat voivat kohdata toisensa. Mesenaatti tarjoaa rahoituksenhakijoille mahdollisuuden esitell\u00e4 hankkeensa ja hakea sille rahoitusta.\u00a0 Mesenaatti tarjoaa rahoittajille mahdollisuuden tutkia ja l\u00f6yt\u00e4\u00e4 kiinnostavia hankkeita, joiden toteutumista he voivat olla mahdollistamassa rahoittamalla niit\u00e4.<\/p>\n Maksupalvelun tarjoaa Stripe Payments Europe, Ltd. (\u201dMaksupalvelun Tarjoaja\u201d). Rahoituksenhakijan ja Rahoittajien on hyv\u00e4ksytt\u00e4v\u00e4 Maksupalvelun Tarjoajan kulloinkin voimassa olevat k\u00e4ytt\u00f6ehdot, jotka ovat saatavilla osoitteessa https:\/\/stripe.com\/legal. Maksupalvelu tarjotaan Maksupalvelun Tarjoajan ehtojen mukaisesti. Stripe edellytt\u00e4\u00e4 henkil\u00f6llisyyden todentamista (KYC) kampanjantekij\u00f6ilt\u00e4.<\/p>\n Rahoituksenhakija voi olla yksityishenkil\u00f6, ty\u00f6ryhm\u00e4, rekister\u00f6ity tai rekister\u00f6itym\u00e4t\u00f6n yhteis\u00f6, yhti\u00f6 tai s\u00e4\u00e4ti\u00f6.<\/p>\n Rahoituksenhakijan tulee olla 18 vuotta t\u00e4ytt\u00e4nyt. Mik\u00e4li rahoituksenhakija on t\u00e4t\u00e4 nuorempi, tulee h\u00e4nen pyyt\u00e4\u00e4 oikeuskelpoisen ja yli 18-vuotiaan edustamaan h\u00e4nt\u00e4 rahoituskampanjassa. Edustaja on vastuussa hankkeen toteutuksesta ja kampanjan sis\u00e4ll\u00f6st\u00e4.<\/p>\n Rahoituksenhakijan tulee hyv\u00e4ksy\u00e4 Stripen:n k\u00e4ytt\u00f6ehdot ja toimittaa heille tarvittavat tiedot ja dokumentit. T\u00e4m\u00e4 onnistuu vahvistamalla Stripe-tili omalla profiilisivullasi https:\/\/mesenaatti.me\/profile\/me\/ Onnistuneen kampanjan j\u00e4lkeen rahoitus, v\u00e4hennettyn\u00e4 Mesenaatin provisiolla sek\u00e4 maksuliikenteen transaktiokuluilla siirtyy rahoituksenhakijan nime\u00e4m\u00e4lle pankkitilille.<\/p>\n Rahoituksenhakija ei saa vastaanottaa kampanja-aikana kampanjan kohteena olevaan hankkeeseen rahoitusta muiden kanavien kuin Mesenaatin kautta, ellei siit\u00e4 ole sovittu erikseen Mesenaatin tiimin kanssa. Kielto ei koske s\u00e4\u00e4ti\u00f6iden tai vastaavien tahojen my\u00f6nt\u00e4mi\u00e4 apurahoja, yritystukia tai kampanjan tekij\u00e4n muuta tavanomaista liiketoimintaa.<\/p>\n Rahoittaja voi olla yksityishenkil\u00f6, ty\u00f6ryhm\u00e4, rekister\u00f6ity tai rekister\u00f6itym\u00e4t\u00f6n yhteis\u00f6, yhti\u00f6, julkishallinnollinen toimija tai s\u00e4\u00e4ti\u00f6. Rahoittajan tulee olla 15 vuotta t\u00e4ytt\u00e4nyt.<\/p>\n LAHJOITUKSET<\/p>\n Tahot, kuten yleishy\u00f6dylliset yhdistykset, joilla on poliisihallituksen my\u00f6nt\u00e4m\u00e4 rahanker\u00e4yslupa, voivat hakea rahoitusta Mesenaatin avulla luvan turvin ja sen asettamin ehdoin. Lis\u00e4ksi on mahdollista hakea poliisilta pienker\u00e4ysnumero, jonka turvin yhdistys tai v\u00e4hint\u00e4\u00e4n kolmen hengen ryhm\u00e4 yksityishenkil\u00f6it\u00e4 voi ker\u00e4t\u00e4 lahjoituksia 10 000 euroon asti - p\u00e4\u00e4asiassa yleishy\u00f6dylliseen tarkoitukseen tai esimerkiksi taiteeseen.<\/p>\n VASTIKKEET<\/p>\n Jos kampanjantekij\u00e4ll\u00e4 ei ole rahanker\u00e4yslupaa tai pienker\u00e4ysnumeroa, h\u00e4nen on laitonta pyyt\u00e4\u00e4 lahjoituksia joukkorahoituskampanjassaan. T\u00e4ll\u00f6in h\u00e4nen on tarjottava rahoitussummia vastaan vastikkeita, eli er\u00e4\u00e4nlaisia kannatustuotteita.<\/p>\n Vastike voi esimerkiksi olla tavara, palvelu tai el\u00e4mys. Se voi my\u00f6s olla mahdollisuus hy\u00f6dynt\u00e4\u00e4 tilaa, palvelua tai tuotettua esinett\u00e4, yhdistyksen, kerhon tms. j\u00e4senyys.<\/p>\n Samoja vastikkeita ei saa tarjota kampanjan aikana muiden kanavien v\u00e4lityksell\u00e4. Poikkeuksena jo aiemmin muulla myynniss\u00e4 olleet tuotteet.<\/p>\n Vastikkeen kuvauksessa tulee ilmoittaa vastikkeen toimitusaika sek\u00e4 mahdollinen arvonlis\u00e4veroluokka.<\/p>\n Rahoituksenhakija voi itse m\u00e4\u00e4ritt\u00e4\u00e4 vastikkeisiin liittyvi\u00e4 lis\u00e4ehtoja jotka tulee esitt\u00e4\u00e4 jokaisen vastikkeen kuvauksessa.<\/p>\n Rahoituskampanjan valmistus aloitetaan rekister\u00f6itym\u00e4ll\u00e4 palveluun. Sen j\u00e4lkeen tehd\u00e4\u00e4n kampanjasivu t\u00e4ytt\u00e4m\u00e4ll\u00e4 sit\u00e4 varten olemassa oleva lomake. Rahoituksenhakija saa itse p\u00e4\u00e4tt\u00e4\u00e4 kampanjan keston.<\/p>\n Rahoituksenhakija m\u00e4\u00e4rittelee itse kampanjan minimitavoitteen. Minimitavoitteen tulee olla sellainen, jolla tekij\u00e4 voi vakuuttaa rahoittajille pystyv\u00e4ns\u00e4 toteuttamaan hankkeen sellaisena kun h\u00e4n sen kampanjasivulla esitt\u00e4\u00e4, sek\u00e4 toimittamaan rahoitukselle tarjoamansa vastikkeet. Minimitavoitteen pit\u00e4\u00e4 kuitenkin olla v\u00e4hint\u00e4\u00e4n 500 euroa.<\/p>\n Rahoituksen voi suorittaa pankki- tai luottokortilla. Rahoittajan varat siirtyv\u00e4t ko. rahoituskampanjan tilille, jossa ne odottavat kampanja-ajan p\u00e4\u00e4ttymist\u00e4 ja minimitavoitteen t\u00e4yttymist\u00e4. Varat siirret\u00e4\u00e4n rahoituksenhakijalle vasta kun kampanja-aika on p\u00e4\u00e4ttynyt ja minimitavoite t\u00e4yttynyt.<\/p>\n Mik\u00e4li minimitavoite ei t\u00e4yty, Mesenaatti.me palauttaa varat rahoittajille. Maksut palautuvat automaattisesti.<\/p>\n Rahoituskampanjan perustaminen ja k\u00e4ynnist\u00e4minen on ilmaista.<\/p>\n Mesenaatti ottaa provision jokaisesta onnistuneesta rahoituskampanjasta. Provision p\u00e4\u00e4lle lis\u00e4t\u00e4\u00e4n maksupalvelun transaktiokulut, jotka ovat 1 \u20ac per rahoitus. T\u00e4m\u00e4 kokonaissumma sis\u00e4lt\u00e4\u00e4 ALV:n 25,5%.<\/span><\/p>\n Provision suuruus riippuu kampanjan kokonaistuotosta seuraavasti:<\/span><\/p>\nTERVETULOA<\/h2>\n
MESENAATTI.ME \u2013PALVELU<\/h3>\n
STRIPE<\/h3>\n
RAHOITUKSENHAKIJA<\/h3>\n
RAHOITTAJA<\/b><\/h3>\n
RAHOITUSTA VOI HAKEA KAHDELLA ERI TAVALLA<\/h3>\n
RAHOITUSKAMPANJAN K\u00c4YNNISTYS<\/h3>\n
RAHOITTAMINEN<\/h3>\n
MESENAATIN PROVISIO JA MAKSUPALVELUN TRANSAKTIOKULUT<\/h3>\n